Comprehensive Financial Planning and Tax-Efficient Investment Management

for Retirees and Business Owners

SERVICES

You've had a meaningful and rewarding career, but you're ready to explore the next chapter.

You'd like to be able to retire or pivot with confidence.

That's where Aligning Wealth comes in.

In partnership with your hopes, dreams, and values, we provide individualized strategies that allow you to embrace your next chapter with confidence and clarity.

We're a collaborative partner with a deep technical background.

We Primarily Serve

• Near-Retirees and Retirees
• Career-Changers
• Entrepreneurs and Business Owners

We Help You

• Optimize Taxes
• Manage Investments and Risk
• Prepare for Liquidity Events and Exits
• Plan for Retirement
• Navigate Transitions
• Give Charitably and Consider Your Legacy

Schedule a Free Consultation

Your First Year with Aligning Wealth

OUR PROCESS

Get Organized

1 HOUR meeting

Let’s chat! This conversation helps us understand who you are, what you are concerned about, and what you dream of creating in your life.

Your Current Life

1.5 - 2 hour meeting

We will collaborate to create a detailed picture of your current life to understand your starting point.

Create Your Vision

1.5–2 hour meeting

Together, we will create your vision of your ideal life and determine your highest priorities going forward.

Next Steps

1.5–2 hour meeting

This is where all of our work comes together. At this stage, we’ll craft a customized financial plan that's anchored by your goals and vision. Then, we’ll list action steps that will help you achieve each goal and create quick wins.

And Beyond

We’ll meet two to four times a year to help you continue taking action on your financial plan. We also are also available to answer any questions you may have along the way. Take a look below to learn more about what you can expect.

Ready to get started? Let's Chat!

Ongoing Services

SERVICE CALENDAR

Schedule a Free Consultation

Annual Review Meeting

Mid-Year Meeting

Collaborative Meetings

Ongoing Care

We'll take a comprehensive look at where you are and where you're headed. We'll update your goals, review your progress, and adjust your financial projections. We'll also check in on taxes, estate plans, cash flow, and charitable giving strategy.

We'll assess your goal progress and review investments, insurance, and any compensation changes. This is when we plan for end-of-year tax opportunities and ensure you're on track.

Your financial life doesn't exist in a silo. We'll meet up to twice per year with your accountant or tax planner to ensure all strategies are aligned. For more involved business needs, we can discuss a customized engagement.

Whether by phone, Zoom, or email, we're accessible when life happens and financial questions arise. We're here when you need us - and working behind the scenes when you don't.

Frequently Asked Questions About Financial Planning

SECTION 1: SERVICES AND APPROACH

What services does Aligning Wealth provide?

We offer comprehensive financial planning services, including:

Tax optimization strategies
Retirement income planning
Investment management
Business exit planning
Estate and legacy planning
Liquidity event guidance
Life transition planning

Do you act as a fiduciary?

Yes, absolutely. As a CFP® professional and independent advisor, we are legally and ethically bound to act in your best interest at all times. We maintain the highest standards of fiduciary responsibility.

What does fiduciary duty mean?

Fiduciary duty is the highest standard of care in financial services. It means we are legally and ethically required to put your interests ahead of our own in all financial recommendations and decisions. This includes:

Acting in your best interest: Every recommendation must be what's truly best for your situation, not what's most profitable for the firm
Full disclosure: We must transparently disclose any potential conflicts of interest, all fees, and how we’re compensated
Duty of loyalty: We cannot use your information for my benefit or recommend investments that primarily benefit Aligning Wealth
Duty of care: We must provide advice based on thorough analysis and professional competence

I’ve heard about the “suitability standard.” Is that the same thing as fiduciary duty?

Fiduciary duty differs significantly from the "suitability standard" that many brokers and institutional advisors follow, which only requires that investments be suitable for your risk profile and not necessarily the best option available.

As your fiduciary, we’re held to a much higher standard and will always recommend the option that's in your best interest, even if it means lower compensation for the firm..

In practical terms, this means you can trust that every strategy, investment recommendation, and piece of advice is designed solely to help you achieve your financial goals, not to meet sales quotas or generate higher fees.

What is your investment philosophy?

We believe in data-rich, evidence-based investing with a focus on tax efficiency and long-term wealth building. Our approach emphasizes diversification, cost management, and alignment with your specific vision, values, goals and risk tolerance rather than chasing market trends or promoting proprietary products.

SECTION 2: WHO WE WORK WITH

What types of clients do you serve?

We primarily work with:

Pre-retirees and retirees planning income strategies
Business owners preparing for exits or liquidity events
Individuals navigating life transitions, such as taking a sabbatical or changing career
Those seeking comprehensive tax-efficient planning
People who value personalized attention and fiduciary care

Do you have account minimums?

We focus on providing high-quality service to a select number of clients. Account minimums vary based on the services needed. We'll discuss whether our services are a good fit during your initial consultation.

What if I'm not sure if financial planning is right for me?

That's exactly why we offer a consultation. This meeting allows us to understand your situation and determine if our services align with your needs and goals. There's no obligation, and it's an opportunity for both of us to see if we're a good fit.

SECTION 3: Geographic Service and Technology

Where are you located?

Aligning Wealth serves clients virtually nationwide and in-person in the Greater New York City area, particularly Manhattan and Jersey City.

Our technology platform allows us to provide comprehensive services regardless of your location.

How does virtual financial planning work?

We use secure, professional platforms for video conferencing, document sharing, and account access. Many clients find virtual meetings more convenient while still receiving the same high-quality, personalized service.

Section 4: GETTING STARTED

How do I schedule a consultation?

You can schedule a meeting through Calendly, our online calendar system, or email Jenna directly at jenna@aligningwealth.com.

What if I already have other advisors?

We're happy to work collaboratively with your existing team of professionals, including CPAs, attorneys, and insurance agents. Many clients find value in having an independent advisor coordinate their overall financial strategy while working with specialists in other areas.

Section 5: More About Aligning Wealth

Okay, this is great! But tell me more about you.

Glad to! Hi, I’m Jenna! I’m a CERTIFIED FINANCIAL PLANNER™ professional (CFP®) and Certified Exit Planning Advisor with extensive experience helping near-retirees, retirees, and business owners navigate complex financial decisions.

I founded Aligning Wealth to provide personalized, fiduciary financial planning services with a focus on maximizing tax advantages and building sustainable wealth strategies.

Why did you start Aligning Wealth?

After more than 10 years in the financial industry, I recognized that many people work incredibly hard to build financial success - whether through businesses, careers, or investments - but then face a gap between having wealth and knowing how to align it with what truly matters to them.

I also witnessed the decision fatigue that comes when busy, driven people have to navigate major life transitions like retirement planning, business exits, or legacy creation. They often feel overwhelmed by complex choices at precisely the moments when clear, confident decisions matter most.

The name "Aligning Wealth" reflects this core purpose: ensuring every financial decision moves you closer to the life you've worked so hard to create.

What makes Aligning Wealth different from other financial advisory firms?

As an independent financial advisor, we operate with complete freedom to act in your best interests. Unlike advisors at large institutions, Aligning Wealth doesn't have sales quotas to meet or proprietary products to sell. This independence allows for truly unbiased advice tailored specifically to your unique situation and goals.

I founded Aligning Wealth to provide personalized, fiduciary financial planning services with a focus on maximizing tax advantages and building sustainable wealth strategies.

Okay, I’m in! How do I get started?

We’re glad to hear it. Schedule a meeting or email us today to schedule your consultation and take the first step toward aligning your wealth with your life goals.

Our Planning Process Starts With You

We are your financial guide, but you are the expert in your own life. We respect your voice in the process and make every effort to create an encouraging space to discuss your ideas and concerns. Let’s begin your journey toward financial alignment with a complimentary consult.